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[ Beames Blog ]

Changes to Superannuation Obligations for Employers

Wednesday, April 17, 2013

Superannuation is required to be paid by all employers on behalf of their employees. At the moment, the minimum superannuation guarantee amount is equal to 9% of an employee’s base wage. However from 1 July 2013 due to changes to the Superannuation Guarantee Act, the compulsory rate has been increased to 9.25%. This is the beginning of a number of superannuation reforms that will be slowly introduced from 2013 to 2019, at which the end of, the superannuation guarantee rate will be 12%. This means that from the September 2013 Quarter, superannuation must be paid at that rate by all employers. ..

[ David's Blog ]

Life Insurance – Do the Insurers Really Pay?

In 2012 life insurance claims paid by insurers in Australia totalled $4.4billion. I’m pretty sure that those who received life insurance payments weren’t expecting to make a claim. None of us do. But consider what would happen to you or your family if you were to suffer cancer, heart attack a major accident or even death. What would life be like for your family if you’re not protected? ... Read More

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